Insights
Plain writing about decisions that are hard to reverse.
No market predictions and no daily commentary. These are the conversations that come up most often with clients, written down so you can read them at your own pace.
Retiring in New Braunfels: A Practical Guide
Taxes, homestead exemptions and the school tax ceiling, healthcare access, moving from another state, and Medicare timing — with a first-year checklist.
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The First Five Years of Retirement Matter More Than the Next Twenty
Two retirees with identical average returns can end up in very different places. The order the returns arrive in is a key reason — and it is a retirement risk you can plan around.
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Why the Boring Part of Your Portfolio Should Be the Biggest Part
A low-cost core does the heavy lifting. Satellites are where conviction lives. Confusing the two is one way portfolios end up expensive, concentrated, and hard to explain.
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What an Advisory Fee Should Actually Buy You
If a fee only buys asset allocation, it may be hard to justify. Here is what we think should be included, and the questions worth asking any advisor before you hire them.
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Coming next
More on the way.
Our guide to Social Security claiming strategies is now available. Upcoming pieces cover what to do with an old 401(k) and how to think about concentrated employer stock. If there is a question you would like answered here, tell us — client questions are where most of these start.
Start a conversation
A first conversation costs nothing and commits you to nothing.
We will talk through where you stand today, what you want your money to do, and whether working together makes sense. If it does not, our goal is that you will still leave with a clearer picture.
- Fee-based advice with no product quotas
- Clients across the United States, from our New Braunfels, Texas office
- Meetings in person, by phone, or by video
- Jason E. Hurta has advised clients since 1999